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AgoActum

Industries

Payments & fintech

Grounded AI across transaction, fraud and merchant data — at scale, and inside a PCI-compliant boundary you control.

Payments businesses run on high-volume, highly sensitive data and operate under some of the strictest security and conduct regimes anywhere. AI has to add value without widening the compliance boundary.

AgoActum deploys AI inside your environment so cardholder and transaction data never leaves your control, keeping AI in scope of your existing PCI and regulatory controls.

Where private AI helps

  • Fraud & dispute investigation

    Assemble case context and draft investigation notes, with analysts making the call.

  • Chargebacks & disputes

    Summarise evidence and draft representments to speed resolution.

  • Merchant onboarding & KYB

    Compile and check onboarding packs, flagging gaps and risks.

  • Compliance & conduct Q&A

    Give teams cited answers from scheme rules, policy and regulatory guidance.

Compliant by design

Deployment inside your tenancy keeps cardholder data in scope of PCI DSS and supports PSD2/SCA and FCA obligations, with ISO 27001 security and an ISO/IEC 42001 AI management system.

See our standards & compliance

Bring private AI to your payments data

Book a discovery call and we’ll map the highest-value, lowest-risk places to start — securely, inside your own environment.